Could a cloned voice move your money?

Tell us how your company approves wires and verifies urgent requests. See which fraud paths are open today, how much one successful call could cost, and what your insurance would not cover.

Wire approvals
Vendor bank changes
Voice & video verification
Exec impersonation
5 minutes

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Step 1 · How your money moves

Score your payment fraud defenses

Start from the example closest to you, then change any answer. "Not sure" counts as a gap, because an attacker will find out for you.

Manufacturer Credit union Healthcare group

Example

Money movement

Largest outbound wire in a normal month Attackers ask for amounts that look routine, so this is what one successful request could take.

People who can release a payment Anyone who can initiate or approve a wire or ACH batch on their own login.

people

Executives with public voice or video Earnings calls, podcasts, webinars, conference talks, social posts. A short clip is enough to clone a voice.

execs

Social engineering fraud coverage Usually a sublimit inside your crime or cyber policy. Enter 0 if you don't have it or aren't sure.

At risk in one successful request

Open paths

of 4 attack paths

Uninsured

per event

Controls in place

of 12

—

How an attacker would try

Fix these first

Why this matters now

The FBI's 2025 Internet Crime Report put business email compromise losses at about $3.05B.
The same report logged 22,364 complaints tied to AI-enabled crime, with about $893M in losses.
In early 2024, a finance employee at engineering firm Arup sent about $25M after a video call in which the CFO and colleagues were all deepfakes.

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Directional self-assessment, not a security audit or insurance advice. Confirm coverage terms with your broker. Loss figures assume one successful request at your largest normal wire.

How the results are calculated

Control score Yes = 1 · Partly = 0.5 · No = 0 · Not sure = 0

Attack path strength Average score of the controls that stop that path. 0.75 or more is Blocked, 0.40 to 0.74 is Partly defended, below 0.40 is Open.

At risk per event Your largest normal wire, if any path is Open or Partly defended. Zero if every path is Blocked.

Uninsured At risk per event minus your social engineering coverage, never below zero

Resilience Weighted control score out of 100. Payment approval and voice verification controls count 1.5×, since they are the last stop before money leaves. Minus 2 points per public executive above two and per releaser above six, up to 10 points each.

Step 2 · Your full report

Get a payment approval playbook your team can use Monday

Unlock every attack path step by step, a draft verification policy sized to your wire volumes, and a coverage check to take to your insurance broker.

Every attack path

Each path with the exact controls that are missing.

Draft approval policy

Thresholds and callback rules sized to your payments.

Coverage check

Questions to ask your broker before renewal.

Could a cloned voice move your money?

Score your payment fraud defenses

Money movement

Get a payment approval playbook your team can use Monday

Close the gaps before someone tests them.