Financial Services Technology Advisory

The challenge

A generalist can tell you what's possible. Not what an examiner will accept.

Layered regulation

GLBA, SEC/FINRA and state rules applying at the same time.

Third- and fourth-party risk

Examiners expect visibility into your vendors' vendors.

Fintech integrations

Partnerships and APIs that expand the risk surface.

Documentation gaps

Diligence that exists but isn't in examiner-ready form.

Our approach

Scoped to your regulatory reality.

01
Scope
Identify which frameworks apply to your organization.
02
Assess
Evaluate technology against those requirements.
03
Benchmark
Compare security maturity and spend to peers.
04
Review Partners
Assess vendor, fintech and API integration risk.
05
Document
Produce board- and examiner-ready governance.

How MALA helps

Compliance-aware technology advisory.

Reality Assessment

Scoped to the regulations that apply to you.

Third-party risk

Vendor evaluation for GLBA, SEC/FINRA and state rules.

Maturity benchmarking

Cybersecurity posture against financial services peers.

Fintech & API review

Partnership and integration risk assessed.

Spend benchmarking

Technology spend and contracts against market rates.

Governance documentation

Board- and examiner-ready records.

Vendor risk programs account for GLBA data handling, fourth-party expectations and state-specific insurance vendor rules.

By the numbers

Why this matters now.

4regimes aligned: GLBA, SEC, FINRA and state insurance rulesRegulatory Scope

6engagement components, from assessment to governanceMALA Engagement Scope

23%average overpayment against market ratesMALA Engagement Data

$0for your initial assessment. No obligation to move forwardNo-Fee Initial Assessment

Who it's for

Built for the people who own the decision.

InsurersTechnology and vendors aligned to state insurance rules.
Asset ManagersSEC-ready oversight of technology and vendors.
Broker-DealersFINRA expectations built into technology decisions.
FintechsPartnership and API risk reviewed before it scales.
BoardsGovernance documentation that satisfies examiners.

The MALA model

Independent. Paid by providers, never by you.

Our services are sponsored through strategic referral agreements with 430+ technology solutions providers, never billed to you.

Unbiased recommendationsProviders in each category have similar compensation models, so your requirements drive the answer.
Paid only if you move forwardThe selected vendor compensates MALA, and only when you choose a recommended vendor.
No obligationYou are never required to move forward with any recommended vendor.

Common questions

What clients ask first.

What does an engagement include?

Regulation-scoped assessment, third-party risk, peer benchmarking, fintech review, spend benchmarking and governance docs.

Which frameworks do you cover?

GLBA, SEC/FINRA, state insurance rules, or a combination.

How is this different from generalist IT consulting?

We know what an examiner will accept, not just what's technically possible.

How do you approach vendor risk?

We document due diligence in the form examiners and auditors expect to see.

Engagement at a glance

Frameworks: GLBA, SEC/FINRA and state insurance rules
Led by: Advisors with financial services compliance experience
Deliverable: Assessment plus examiner-ready documentation
Cost to you: No-fee initial assessment. Paid by providers, no obligation

No-fee initial assessment

Request your no-fee Financial Services Technology Assessment. No obligation.

We map your technology and vendor risk against GLBA, SEC/FINRA and state insurance requirements.

Book a 30-minute call

No fee to you: MALA is paid by the provider only if you move forward with a provider we recommend. No obligation to do so.

Financial Services Technology Advisory Technology Decisions That Answer to Regulators, Auditors and Insurers.